|
With Metroās policy, students receive free coverage at the Student Health Center. And itās guaranteed.
Students also have the option of using University Hospital with 90 percent of costs covered by the insurance fee.
Students using the indigent care program have been accepted to the program indiscriminately in the past and that is about to change. University Hospital will no longer distribute indigent care cards to students who have the option of using Metroās plan.
It is easy to understand why a student would try to circumvent the system and use an alternate plan, especially one that is free. College students arenāt exactly regulars at the local hospital, and money is always an issue when pursuing an education.
Metro students in particular are faced with challenges that the typical university student rarely faces. Metro students often work more than one job, raise families and often deal with responsibilities Joe Student never faces in the comfort of a dormitory with a meal plan at Utopia University.
Insurance plans comparable to the Metro policy can run in excess of $1,200.
The deductible for care outside Metro is $150 and the plan will pay 70 percent of the cost if students choose to use their own doctors.
With that in mind, it makes sense for the uninsured student to pay the extra $298 for the Metro insurance plan.
It beats the hell out of being turned away in a moment of dire need. |
|
