FIN 2250-3 Personal Money Management (3 + 0)

Prerequisite: sophomore standing

This survey course is oriented to the identification and solution of personal financial problems. The subject matter ranges from the determination of one's financial condition to estate planning, including controlling credit usage, making major purchase decisions, buying insurance, making investments, and planning retirement. (Credit will be granted for either FIN 2250 or FIN 3150, not both. Business majors must take FIN 3150.) (General Studies - Level II-Social Sciences)

FIN 3010-3 Financial Markets and Institutions (3 + 0)

Prerequisite: junior standing

This course provides a framework for understanding our financial environment, including markets, institutions, and securities. Each type of market and how financial institutions use it, its internationalization, and recent events that have affected it are studied.

FIN 3100-3 International Money and Finance (3 + 0)

Prerequisite: junior standing

This course covers the basics of the foreign exchange market, the balance of payments, parity conditions in international finance, foreign exchange risk and forecasting, the financing of international activities, and international capital flows. The course will focus on the financial management of the multinational firm.

FIN 3150-3 Personal Financial Planning (3 + 0)

Prerequisite: business major with junior standing

This course is an introduction to the field of personal financial planning for business students. The student will study money management, investments, insurance, employee benefits, retirement planning, and estate planning as they relate to individual and family financial planning. (Credit will be granted only for FIN 2250 or FIN 3150. Business students should take FIN 3150.)

FIN 3300-3 Managerial Finance (3 + 0)

Prerequisites: ACC 2020, ECO 2010, ECO 2020 and junior standing

This is a study of the dynamic environment of financial management using the following analytical skills: financial analysis, forecasts, cash and capital budgeting, operating and financial leverage, the cost of capital, and dividend policy.

FIN 3320-3 Entrepreneurial Finance (3 + 0)

Prerequisite: junior standing

The course is designed to acquaint students with the basic concepts of obtaining funds for the start-up and financing the continued growth of the firm. The course covers start-up financing, growth capital, daily financial management, valuation and strategic financial planning.

FIN 3420-3 Principles of Insurance (3 + 0)

Prerequisite: junior standing

This course explores the underlying principles of insurance, and the need for insurance in a progressive, dynamic society. It includes an introductory examination of insurable risks, uses of insurance, as well as a study of the important coverages that are currently available.

FIN 3430-3 Property and Liability Insurance (3 + 0)

Prerequisites: FIN 3420 and junior standing

This course is an examination and study of the principles and uses of property and liability insurance. It also includes types of property and liability insurance, products selection, classification of property and liability risks, and organization and regulation of property and liability insurers.

FIN 3440-3 Life and Health Insurance (3 + 0)

Prerequisites: FIN 3420 and junior standing

This course is an examination and study of the principles and uses of life and health insurance. It also includes types of life and health risks, and organization and regulation of life and health insurers.

FIN 3450-3 Retirement Planning and Employee Benefits (3 + 0)

Prerequisite: junior standing

This is a study of the principles of retirement planning and employee benefits, including the determination of financial needs at retirement. The various employee benefits and retirement plans for employees and self-employed persons will be studied.

FIN 3460-3 Risk Management (3 + 0)

Prerequisites: FIN 3420 and junior standing

This course is an analysis of risk identification and evaluation, measurement of protection, and methods of handling risk. It also includes insurance buying, loss financing, and international insurance exposures.

FIN 3600-3 Investments (3 + 0)

Prerequisites: FIN 3300 and junior standing

This course is a survey of the organization and regulation of security markets; security analysis and valuation; and principles of portfolio management from the viewpoint of the individual investor.

FIN 3800-3 Real Estate Practice and Law (3 + 0)

Prerequisite: junior standing

This course surveys the principles and practices of real estate. Subject areas treated include the nature and description of real estate, real property interests and ownership, finance, appraisal, contract and agency law, and real estate investment.

FIN 3810-3 Advanced Real Estate Practice and Law (3 + 0)

Prerequisites: FIN 3800 and junior standing

This course builds upon the material covered in FIN 3800 by providing expanded, in-depth coverage of the topics, as well as introducing some new topics to provide a broad coverage of the field of real estate.

FIN 3830-3 Applications in Real Estate Practice (3 + 0)

Prerequisite: FIN 3800

This course integrates the material introduced in FIN 3800 with an in-depth study of real estate closings, records and trust accounts and current legal issues to provide the student with a practical orientation to the applications of real estate laws, rules and standards of practice.

FIN 3850-3 Intermediate Finance (3 + 0)

Prerequisites: FIN 3010, FIN 3300, junior standing

This is an advanced, integrated study of the theory, concepts, and techniques encompassed by financial markets, institutions, and investments as applied in managerial finance. Computer usage is required, especially spreadsheet applications, such as Lotus 1-2-3. 

FIN 4000-3 Management of Financial Institutions (3 + 0)

Prerequisites: FIN 3010 and senior standing

The purpose of this course is to provide an integrated approach for the financial management of financial institutions. With this objective, the course concentrates on providing the theoretical framework and techniques of financial management, recognizing the rapid changes taking place in the institutional environment.

FIN 4100-3 International Financial Management (3 + 0)

Prerequisites: FIN 3100, FIN 3300, ECO 3550, and senior standing

The purpose of this course is to provide a conceptual framework to analyze business financial decision making in the international setting. All the traditional areas of corporate finance are explored, especially working capital management, capital budgeting, cost of capital and financial structure, and evaluation and control of operations. These topics are examined under conditions of multiple currencies, frequent exchange rate changes, varying rates of inflation, differing tax systems, multiple money markets, exchange controls, segmented capital markets, and political risks.

FIN 4200-3 Financial Modeling with Spreadsheets (3 + 0)

Prerequisites: FIN 3300, FIN 3600, CMS 2010, CMS 2300

This course provides the student with a set of financial analysis skills to use in building complex financial models utilizing electronic spreadsheets. The topics covered include building financial statements, analysis of financial statements, modern portfolio theory, capital budgeting, regression analysis and both linear and non-linear programming for financial applications.

FIN 4400-3 Estate Planning (3 + 0)

Prerequisite: FIN 3450

The course provides the student with the basic concepts of estate planning and why it is an important part of overall financial planning. The course covers the tools and techniques of estate planning so as to arrange the efficient future wealth transfers to maximize the financial well being of both the individual and the survivors who are recipients of the wealth transfer.

FIN 4500-3 Analysis of Financial Statements (3 + 0)

Prerequisites: FIN 3300 and senior standing

An in-depth study of current financial reporting practices; analysis and interpretation of corporate financial statements, utilizing text and selected cases.

FIN 4600-3 Security Analysis and Portfolio Management (3 + 0)

Prerequisites: FIN 3600 and senior standing

This course is designed to provide students with a comprehensive understanding of security analysis and portfolio management. The focus of the course is on selecting the appropriate securities and managing the portfolio to meet the investor's objectives.

FIN 4650-3 Small Business Consulting (3 + 0)

Prerequisite: senior standing and must have completed or be coregistered in the remaining business core courses

This senior-level course is designed to provide an opportunity for students to apply a broad range of their classroom knowledge and problem-solving skills to the specific needs of an actual business. The students work in teams, under the guidance of the instructor, with selected small businesses in the community providing research, consulting, and problem-solving assistance to specified problems. In most cases, the student team will also assist with the development of a long-range strategic plan.

FIN 4700-3 Special Topics in Finance (Variable Title) (3 + 0)

Prerequisites: senior standing and approval of the Finance Department chair

This is an in-depth study of selected topics in finance not available otherwise in the curriculum. Typically, this course will focus on current issues or developments in finance, and the content will vary. This course may be repeated for credit under different topics.

FIN 4750-3 Seminar in Personal Financial Planning (3 + 0)

Prerequisites: FIN 3420, FIN 3450, FIN 3600, ACC 3090 or ACC 4100, and senior standing

This is a senior-level integrative course for finance majors concentrating in personal financial planning. It brings together the various aspects of financial planning with heavy emphasis on case studies.

FIN 4840-3 Real Estate Appraisal (3 + 0)

Prerequisites: FIN 3800 and senior standing

This course is designed to teach the student various methods of estimating real property value. The primary emphasis will be to apply these methodologies to single-family residences, but some coverage is provided on commercial real estate.

FIN 4850-3 Commercial and Investment Real Estate (3 + 0)

Prerequisites: FIN 3800, FIN 3830

This course studies real estate as an investment medium, the techniques used in evaluating and comparing the investment quality of property, and certain tax factors relevant to real estate investment.

FIN 4950-3 Financial Strategies and Policies (3 + 0)

Prerequisites: senior standing, FIN 3850, and completion of all business core courses (except MGT 4950)

This is an integrated, case study approach to financial management. Emphasis is on presentation of analysis and recommendations for strategies and policies. This is the capstone and assessment course for finance majors. Proficiency in personal computer word processing and spreadsheet applications is necessary.